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Loft Insulation Grants UK 2023

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Types of Insulation Available

Underfloor Insulation Grants

Insulation to minimise heat loss through the floor
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Spray Foam Insulation

Energy Efficient Expanding Foam Spray
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Party Wall Insulation Grants

Insulation for walls between internal rooms
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Internal Wall Insulation Grants

Retain your heat with effective internal insulation
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Flat Roof Insulation Grant

Insulation installed for a range of flat roof buildings
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Cavity Wall Insulation Grants

Insulation installed within the cavity space of your walls
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External Insulation Grant

Insulation installed externally outside the home
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Loft Insulation Grant

One of the easiest ways to insulate your home quickly
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Can I really get a free insulation grant?

Yes, insulation grants are available to eligible households under the government-backed ECO4 scheme with funding coming from the UK’s main energy providers.

The scheme provides funding for households to help them improve the energy efficiency (EPC) of their homes, reduce their carbon footprint, and make savings on their heating bills.

Qualifying benefits include a number of income-based benefits, including Jobseekers Allowance and Income Support. However, there are several more ways you could be eligible for a grant without needing to be receiving benefits.

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How do the grants work?

Free grant funding is available to eligible households for a range of home insulation measures

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One of the easiest ways to insulate your home quickly

Book Your Free Survey

Energy Efficient Expanding Foam Spray

Insulation Installed

Insulation installed within the cavity space of your walls

Save On Energy Bills

Insulation installed externally outside the home
Do I have to pay the grant back?
Who can qualify for a loft insulation grant?
How can I apply for a free loft insulation grant?

No, you do not have to be pay anything back. As long as you are eligible under the terms of the scheme, an installer will carry out the work and the grant will be used to cover the cost of the installation. Under the ECO scheme the main energy suppliers, including British Gas, E.ON, Npower, Scottish Power, SSE, EDF plus others, have an obligation to provide the grants that pay for insulation in qualifying domestic households.

There have been some changes to eligibility, meaning that some people who were previously excluded, as they didn’t receive benefits may now qualify for a home insulation grant, especially if they are a low income household. Grants are also targeted at homes whose Energy Performance Certificate (EPC) puts them in the bands E, F or G.


To be eligible for loft insulation under the ECO scheme, you need to either own your home or privately rent it and have the landlord’s permission to make the necessary changes. Energy suppliers will require access to your loft for the work to be completed. They will have to be able to insulate at least two-thirds of your loft space, meaning households that already have more than 100mm of loft insulation will be excluded from the scheme.

If you meet the criteria, you should be eligible for a free grant that does not have to be paid back. Even if you are not entitled to a 100% grant, it is still worth enquiring as you could get a subsidy to save you money on your payment for loft insulation.

There have been some changes to the ECO scheme meaning that some low-income households were previously excluded, as they didn’t receive benefits. Grants are also targeted at those homes that would most benefit from insulation and whose Energy Performance Certificate (EPC) puts them in the bands E, F or G.

Social housing tenants should contact their council or housing association as they organise their own schemes to help improve energy efficiency in low-income households. If you own 50% or more of a housing association home, you can still apply for a grant.

Tanks and pipework are added on as part of the scheme, as well as fitting draught excluders around the hatch and a walkway to any tanks that are further than 1m from the hatch. Keep in mind that the insulation needs to cover 60% or more of the property. Extensions don’t usually qualify for grant funding for this reason.


Applying is easy with our quick online form. Here is how you can apply for free loft insulation grant:

  • Find out whether you qualify or not by submitting an inquiry via our form. (You can check your EPC rating using the Gov.uk website if you reside in England or, you can use Scottish EPC Register if you reside in Scotland.)
  • Then a registered insulation installer will be in touch to arrange an appointment for a survey.
  • Assuming you are happy to proceed the work will then be scheduled at a time convenient for you.

The work will be completely free of charge if you receive certain income-related benefits, with the grant covering the entire cost of installing loft insulation. However, in certain cases, if the insulation installation is complex, then you may be required to make a small contribution.

Even if you do not qualify for a full house insulation grant it is still worth applying as you may be able to get a subsidised grant to partially cover the cost of your new insulation. You may also be able to claim a heat pump grant (see here) or a solar panel grant (see here).

Alternatively you can visit Insulation Advisor to get an insulation quote.

By adding insulation to your home you will improve your energy efficiency, reduce your carbon footprint and reduce your energy bills. This allows low-income households to not only have the initial cost covered but to continue to save on their monthly bills.


Do I have to pay the grant back?
Who can qualify for a loft insulation grant?
How can I apply for a free loft insulation grant?
No, you do not have to be pay anything back. As long as you are eligible under the terms of the scheme, an installer will carry out the work and the grant will be used to cover the cost of the installation. Under the ECO scheme the main energy suppliers, including British Gas, E.ON, Npower, Scottish Power, SSE, EDF plus others, have an obligation to provide the grants that pay for insulation in qualifying domestic households.

There have been some changes to eligibility, meaning that some people who were previously excluded, as they didn’t receive benefits may now qualify for a home insulation grant, especially if they are a low income household. Grants are also targeted at homes whose Energy Performance Certificate (EPC) puts them in the bands E, F or G.

To be eligible for loft insulation under the ECO scheme, you need to either own your home or privately rent it and have the landlord’s permission to make the necessary changes. Energy suppliers will require access to your loft for the work to be completed. They will have to be able to insulate at least two-thirds of your loft space, meaning households that already have more than 100mm of loft insulation will be excluded from the scheme.

If you meet the criteria, you should be eligible for a free grant that does not have to be paid back. Even if you are not entitled to a 100% grant, it is still worth enquiring as you could get a subsidy to save you money on your payment for loft insulation.

There have been some changes to the ECO scheme meaning that some low-income households were previously excluded, as they didn’t receive benefits. Grants are also targeted at those homes that would most benefit from insulation and whose Energy Performance Certificate (EPC) puts them in the bands E, F or G.  

Social housing tenants should contact their council or housing association as they organise their own schemes to help improve energy efficiency in low-income households. If you own 50% or more of a housing association home, you can still apply for a grant.

Tanks and pipework are added on as part of the scheme, as well as fitting draught excluders around the hatch and a walkway to any tanks that are further than 1m from the hatch. Keep in mind that the insulation needs to cover 60% or more of the property. Extensions don’t usually qualify for grant funding for this reason.

Applying is easy with our quick online form. Here is how you can apply for free loft insulation grant:

  • Find out whether you qualify or not by submitting an inquiry via our form. (You can check your EPC rating using the Gov.uk website if you reside in England or, you can use Scottish EPC Register if you reside in Scotland.)
  • Then a registered insulation installer will be in touch to arrange an appointment for a survey. 
  • Assuming you are happy to proceed the work will then be scheduled at a time convenient for you.
 

The work will be completely free of charge if you receive certain income-related benefits, with the grant covering the entire cost of installing loft insulation. However, in certain cases, if the insulation installation is complex, then you may be required to make a small contribution. 

Even if you do not qualify for a full house insulation grant it is still worth applying as you may be able to get a subsidised grant to partially cover the cost of your new insulation. You may also be able to claim a heat pump grant (see here) or a solar panel grant (see here)

Alternatively you can visit Insulation Advisor to get an insulation quote.

By adding insulation to your home you will improve your energy efficiency, reduce your carbon footprint and reduce your energy bills. This allows low-income households to not only have the initial cost covered but to continue to save on their monthly bills. 

Why Are Households Installing Insulation?

There has never been a better time to take advantage of insulation funding grants

Uninsulated homes experience significant heat loss

Around 25% of heat loss can be through an uninsulated roof
Results in much larger heating bills
Makes the home a less comfortable place to be
Has a negative impact on the environment

Uninsulated homes experience significant heat loss

100% free insulation grant
Minimises heat loss from the home
Option of different types of insulating including cavity wall, loft, internal and external insulation.
Reduced carbon footprint

Frequently asked questions

How Much Money Does Loft Insulation Save You?

One of the biggest benefits of having the full recommended levels of loft insulation installed is the cost-saving it can offer to homeowners each year. 

Whilst the exact amount of money you can save if you install loft insulation in your home will vary based on factors such as the type of insulation used and the size of your property, you can expect to save at least £245 a year on energy costs (assuming your loft was previously uninsulated). 

Depending on the size of your home, those with lots of heat lost through the roof can expect to save even more, in the region of up to £455 a year for a larger detached property because quality insulation can prevent up to 25% of heat from being lost through the roof.

How Long Does Loft Insulation Last?

If installed correctly, loft installation should last around 40 years before it is likely to need replacing.

How Long Does Loft Insulation Take to Install?

For an average size loft, it can take 1-1.5 hours to complete a loft insulation fitting. Your loft will need to be free of clutter so that our installers can have easy access to complete the installation.

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Find out more information about the grants in your area

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THIS IS A GOVERNMENT BACKED SCHEME
Up to £40,000 in Funding Is Available from GOV.UK
Find out more about this scheme on the GOV.UK website
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